President Donald Trump has introduced a healthcare proposal aimed at lowering medical costs, increasing transparency, and giving Americans greater control over their healthcare choices.
Direct Payments to Individuals
The plan proposes sending government healthcare subsidies directly to individuals rather than insurance companies. This change would allow Americans to choose healthcare plans that best fit their needs, encourage competition, and reduce the influence of large insurance providers.
Major Prescription Drug Cost Reductions
A key element of the proposal is the introduction of Most Favored Nation pricing, designed to align U.S. drug prices with the lowest prices paid internationally. According to the plan, prescription drug costs could drop by 80–90%, with some medications seeing even greater reductions. These discounts would be available through TrumpRx.gov, expected to launch this month.
Lower Health Insurance Premiums
The proposal seeks to eliminate government payments and incentives to insurance companies, brokers, and middlemen. Instead, those funds would be redirected into individuals’ Health Savings Accounts (HSAs), helping to lower monthly premiums and out-of-pocket healthcare expenses.
Full Funding for Cost Sharing Reductions
The plan includes full funding for the Cost Sharing Reduction (CSR) Program, which helps eligible Americans reduce deductibles and copayments. This move is projected to lower premiums on popular Affordable Care Act plans by an average of 10–15%.
A Focus on Affordability and Consumer Choice
Overall, the healthcare plan emphasizes affordability, competition, and consumer empowerment, with the goal of making healthcare more accessible while reducing inefficiencies within the current system.
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